Mortgage Calculator

Calculate your estimated monthly mortgage payment

Loan Details

Home Price ($)

Down Payment

20.0%

Loan Amount ($)

Interest Rate (%)

Loan Term

Annual Property Tax

% of home price

Annual Home Insurance ($)

Monthly HOA ($)

PMI Rate (%) Required when down payment < 20%

Credit Score	LTV 85-90%	LTV 90-95%	LTV 95-97%
760+	0.17–0.32%	0.28–0.47%	0.44–0.62%
720–759	0.27–0.44%	0.39–0.60%	0.56–0.80%
680–719	0.43–0.64%	0.60–0.85%	0.80–1.05%
640–679	0.70–0.95%	0.90–1.20%	1.10–1.40%
< 640	0.95–1.30%	1.20–1.60%	1.50–1.90%

ESTIMATED TOTAL MONTHLY PAYMENT

$2,478

Principal & Interest

$2,105

Property Tax

$400

Home Insurance

$100

PMI

$13

HOA

LOAN AMOUNT

$320,000

TOTAL INTEREST PAID

$437,800

TOTAL COST OF LOAN

$757,800

LOAN-TO-VALUE (LTV)

80.0%

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Or call Jason directly: (909) 565-6595
NMLS #169972